Car accident concussion patients will need medical care. These are ideally quarterbacked by multidisciplinary, MD-based medical clinics. Concussion doctors have the proper training, licensure and approval by Health Canada to manage all aspects of post-concussion impairments and disability. While physiotherapy and chiropractor therapy based concussion clinics maybe important parts of your rehabilitation (and even may be the ones most involved in your care), their licensure does not include comprehensive management of cognitive, psychological, headache, etc.
Initially, you should complete an OCF-3, which is a government approved form that states your medical injuries for the record. Since medical doctors are uniquely positions to diagnose and manage all aspects of post-concussion care, this form is ideally completed by a concussion MD. A concussion MD will most accurately complete this form which becomes part of your legal records.
Concussion clinics will put together a treatment plan in the form of government approved treatment plan forms for your concussion care. You will be asked to review these forms and if you agree to the treatment plan, then you can sign it and the clinic may submit these forms to your insurance company to seek funding for your care.
Car insurance companies have 10 business days to review these requests. Often they approve these requests and sometimes they decline them. If they decline them, they will advise you why and next steps. Sometimes, lawyers will get involved to negotiate more cooperation from car accident insurance companies.